Health Pulse
AVERAGE TRANSACTIONS PER ACTIVE USER PER MONTH
90-day blended average · filter-independent
—
Poor (0–2)
Satisfactory (2–3)
Good (3+)
Monthly Active Users
March · most recent full month · filter-independent
—
of 50 registered
Cohort Retention
Monthly windows · filter-independent
Financial Performance
Gross Transaction Value
—
Average Transaction Value
—
Cost per Transaction
€0.25
flat processing rate
Jan
€0.25
Feb
€0.25
Mar
€0.25
Money Under Management
—
As of Mar 31, 2026 · month-end snapshot
Point-in-time metric. Time filter affects trend line only.
AVG BulPay Balance per active user
—
As of Mar 31, 2026 · month-end snapshot
Point-in-time metric. Time filter affects trend line only.
User Behaviour
SESSION HEATMAP CALENDAR
All session types
Fewer
More
PAYMENT FREQUENCY DISTRIBUTION
Completed payments per user · within selected period
TIME TO FIRST PAYMENT
Days from registration to first completed send · filter-independent
Payment Flow & Quality
SEND PAYMENT FUNNEL
TIME TO COMPLETE PAYMENT
AVG PIN ATTEMPTS / PAYMENT
Send sessions reaching PIN step (≥ 5) · Target: 1.0
—
—
Good (≤1.3)
Caution (≤1.8)
Poor (>1.8)
TECHNICAL SUCCESS RATE
Send sessions with no technical failure
—
Card Ecosystem
LINKED CARDS PER USER
Distribution across all 50 registered users · filter-independent
CARD SWITCH RATE
% of send sessions weighted by session volume where users switched from their default card
—
Flat across Jan–Mar — adoption friction